:root{--navy:#102c49;--navy2:#173d62;--gold:#bd8b2c;--cream:#f6f1e8;--ink:#1d2b38;--muted:#61707d;--white:#fff;--line:#dce3e8}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.58;background:#fff}a{color:inherit}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:white;font-size:.95rem}.topbar .wrap{display:flex;justify-content:flex-end;gap:28px;padding:9px 0}.topbar a{text-decoration:none}
header{position:sticky;top:0;background:rgba(255,255,255,.98);z-index:50;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:14px 0}.logo img{width:300px;max-width:58vw;display:block}.links{display:flex;gap:22px;align-items:center}.links a{text-decoration:none;font-weight:700;font-size:.9rem;color:#19324d}.btn{display:inline-block;padding:13px 20px;border-radius:4px;background:var(--gold);color:white;text-decoration:none;font-weight:800;border:0;cursor:pointer}.btn.outline{background:transparent;color:var(--navy);border:2px solid var(--navy)}.menu{display:none;background:none;border:0;font-size:1.8rem}
.hero{background:linear-gradient(110deg,#edf6fb 0%,#fff 55%,#f5efe4 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;min-height:630px;align-items:center}.eyebrow{color:var(--gold);font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:.83rem}.hero h1,.page-hero h1{font-family:Georgia,serif;color:var(--navy);font-size:clamp(2.65rem,5vw,5rem);line-height:1;margin:.18em 0}.hero p,.page-hero p{font-size:1.18rem;max-width:700px;color:#4d6070}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:27px 0}.hero-points{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:30px}.hero-points div{background:white;padding:15px;border:1px solid var(--line);border-radius:7px;font-weight:700;color:var(--navy);box-shadow:0 8px 30px rgba(16,44,73,.05)}
.portrait{align-self:end;text-align:center}.portrait img{width:min(100%,620px);display:block;margin:auto;object-fit:cover;object-position:center top;border-radius:220px 220px 0 0;box-shadow:0 22px 70px rgba(16,44,73,.16)}.portrait small{display:block;margin:8px 0 20px;color:#73808b}
.page-hero{padding:90px 0 70px;background:linear-gradient(120deg,#edf6fb,#fff 68%,#f5efe4)}
.quote-strip{background:var(--navy);color:white;padding:24px 0}.quote-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:35px;align-items:center}.quote-strip h2{font-family:Georgia,serif;font-size:2rem;margin:0}.quote-form{display:grid;grid-template-columns:1fr 1fr auto;gap:10px}.quote-form input{padding:14px;border-radius:4px;border:0;font-size:1rem}
section{padding:76px 0}.section-head{text-align:center;max-width:830px;margin:0 auto 40px}.section-head h2,.content h2{font-family:Georgia,serif;color:var(--navy);font-size:clamp(2rem,4vw,3.2rem);line-height:1.08;margin:0 0 14px}.section-head p{color:var(--muted);font-size:1.08rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{border:1px solid var(--line);border-radius:8px;overflow:hidden;background:white;box-shadow:0 10px 35px rgba(16,44,73,.06)}.card img{width:100%;aspect-ratio:3/2;object-fit:cover;background:#eef4f7}.card-body{padding:24px}.card h3{font-family:Georgia,serif;color:var(--navy);font-size:1.55rem;margin:0 0 8px}.card p{color:var(--muted)}.card a{color:var(--gold);font-weight:800;text-decoration:none}
.band{background:var(--cream)}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.feature-box{background:var(--navy);color:white;padding:42px;border-radius:8px}.feature-box h3{font-family:Georgia,serif;font-size:2rem;margin-top:0}.checks{display:grid;gap:12px;padding:0;list-style:none}.checks li:before{content:"✓";color:#e0b455;font-weight:900;margin-right:10px}
.location-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.location{padding:17px;background:white;border:1px solid var(--line);text-align:center;font-weight:800;color:var(--navy);border-radius:5px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.step{padding:26px;border-top:4px solid var(--gold);background:#fafcfd}.num{font-family:Georgia,serif;font-size:2.4rem;color:var(--gold);font-weight:700}.step h3{color:var(--navy)}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:50px;align-items:start}.sidebar{background:var(--cream);padding:26px;border-radius:8px;position:sticky;top:115px}.sidebar h3{color:var(--navy);font-family:Georgia,serif}.sidebar a{display:block;padding:8px 0;text-decoration:none;font-weight:700;color:var(--navy)}
.faq{border-bottom:1px solid var(--line);padding:18px 0}.faq h3{color:var(--navy);margin-bottom:6px}
.contact{background:linear-gradient(135deg,var(--navy),#24547e);color:white}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px}.contact h2{font-family:Georgia,serif;font-size:3rem;margin:0 0 15px}.contact a{color:white}.form{background:white;padding:28px;border-radius:8px;color:var(--ink)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.form label{font-weight:700;font-size:.9rem}.form input,.form select,.form textarea{width:100%;margin-top:6px;padding:12px;border:1px solid #cfd8df;border-radius:4px;font:inherit}.form .full{grid-column:1/-1}.form button{width:100%;margin-top:4px}.privacy-note{font-size:.79rem;color:#6b7883}
footer{background:#081d31;color:#d6e0e8;padding:45px 0 25px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr;gap:45px}.footer-logo{filter:brightness(0) invert(1);width:260px}.footer-grid h4{color:white;margin-top:0}.footer-grid a{display:block;text-decoration:none;margin:8px 0}.copyright{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:20px;font-size:.85rem;color:#9db0bf}
.floating-call{position:fixed;right:18px;bottom:18px;z-index:60;background:var(--gold);color:#fff;text-decoration:none;padding:14px 18px;border-radius:999px;font-weight:900;box-shadow:0 10px 30px rgba(0,0,0,.18)}
@media(max-width:900px){.links{display:none;position:absolute;left:0;right:0;top:100%;background:white;padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}.links.open{display:flex}.menu{display:block}.hero-grid,.quote-grid,.split,.contact-grid,.content-grid{grid-template-columns:1fr}.hero-grid{padding-top:55px}.portrait img{max-width:600px}.cards{grid-template-columns:1fr}.quote-form{grid-template-columns:1fr}.location-grid,.steps{grid-template-columns:1fr 1fr}.hero-points{grid-template-columns:1fr}.topbar .wrap{justify-content:center;gap:14px;flex-wrap:wrap}.sidebar{position:static}}
@media(max-width:560px){.wrap{width:min(100% - 28px,1180px)}.location-grid,.steps,.form-grid{grid-template-columns:1fr}.hero h1,.page-hero h1{font-size:3rem}.portrait img{border-radius:130px 130px 0 0}.topbar{font-size:.82rem}.logo img{width:235px}.contact h2{font-size:2.3rem}}